Health Coverage that Fits Your Life.

Whether you're self-employed, between jobs, or looking for a better option, we'll help you navigate the Health Marketplace with ease.

We Help With:

  • Affordable Care Act (ACA) Marketplace plans that fit your budget

  • Subsidy guidance and step-by-step application support

  • Determining key aspects of the Open Enrollment Period

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Affordable Care Act

We understand that the enrollment process can be daunting when tackled alone. Our dedicated team makes the entire process easier and more understandable for you. From ensuring the right documents are submitted to keeping track of deadlines, communicating any changes to your plan, and explaining benefits and coverage in detail, we're committed to guiding you every step of the way. 

FAQs

  • ACA (Affordable Care Act) coverage is health insurance you can buy through the Marketplace, designed to be more affordable and accessible.

    • Most people qualify for subsidies to lower monthly costs

    • It covers essential health benefits like doctor visits, prescriptions, and preventive care

    • Available to individuals and families, even if you're self-employed or between jobs

  • Open Enrollment runs from November 1 to January 15 each year.

    • Enroll by December 15 → Coverage starts January 1

    • Enroll by January 15 → Coverage starts February 1

    Missed the deadline? You may still qualify for a Special Enrollment Period if you’ve had a life event like moving, losing coverage, or having a baby.

  • Open Enrollment is your main chance to sign up for or change your health insurance. If you miss it, you generally can't get new coverage or make changes until the next Open Enrollment. However, life happens! If you experience big life changes like getting married, having a baby, losing other coverage, or moving, you might qualify for a Special Enrollment Period.

    We're here to help you understand if you qualify and guide you through the process, so you don't miss out on essential coverage.

  • Special Enrollment lets you sign up outside Open Enrollment. This gives you a limited window to enroll. You may qualify if you’ve had a qualified life event like:

    • Losing health coverage

    • Moving to a new ZIP code

    • Getting married or divorced

    • Having or adopting a child

    • Earning below a certain income

  • To start your application for ACA coverage you will need to share basic personal, income, and household info. We’ll guide you through the rest.

    Want help getting started? Contact us!

  • For many, renewing your health plan is straightforward – but it will NOT happen automatically. Before Open Enrollment, we recommend taking a few minutes to review your current coverage. Have your needs changed? Are your doctors still in-network? Are there new, better-suited plans available? We're here to help you compare your options, ensure your plan still meets your needs, and make an informed decision for the year ahead. Your peace of mind is our priority!